Guides for foreign owners in Spain
Property, non-resident tax, inheritance and immigration — explained and reviewed by our lawyers, so you know what to expect before you act.
13 guides
What a 500,000 Euro House in Spain Really Costs You, Line by Line
What does a 500,000 euro house in the Valencia region really cost once taxes and fees are in? A tax advisor breaks it down line by line: 45,000 euros of ITP at the new 9% rate, the regulated notary and registry tariffs, and the legal fee. Plus the new-build comparison, where the same house costs 12,000 euros more in tax.
By Daniel Bertomeu Quiles · Asesor fiscal · AEDAF nº 06838 · APAFCV nº 3080
digital certificateHow to Get Your Spanish Digital Certificate as a Foreigner (Full Guide)
The Spanish digital certificate is the key that lets you file taxes, handle immigration paperwork and request official documents online. Daniel walks through the exact FNMT process he uses for clients every week, step by step, including the appointment, the documents and the backup copy almost everyone forgets.
By Daniel Bertomeu Quiles · Asesor fiscal · AEDAF nº 06838 · APAFCV nº 3080
inheritanceDo I Need a Spanish Will? What Foreign Property Owners Should Know
No law forces you to make a Spanish will, but without one your heirs face a slower, more expensive succession across two legal systems. Daniel Bertomeu explains what a Spanish will covers, how EU Regulation 650/2012 lets you choose your national law, and how the Valencian 99% inheritance tax relief works for non-residents.
By Juan Antonio Bertomeu Vallés · Abogado · ICALI nº 4643
buying propertyBuying a House in Spain? Start With These First Steps
Buying a house in Spain does not start with viewings. It starts with four things: your NIE, a Spanish bank account, a power of attorney if you live abroad, and a budget that includes the taxes. Here is the first-steps checklist, in order.
By Juan Antonio Bertomeu Vallés · Abogado · ICALI nº 4643
nie residencyHow to Get Your NIE in Alicante and Valencia (Without Losing Your Mind)
The NIE is your Spanish ID number as a foreigner, and you need it before you buy property, open a bank account or pay any tax in Spain. Daniel explains how to book the appointment yourself in Alicante or Valencia, what to bring, and the two ways to get a NIE without setting foot in Spain.
By Juan Antonio Bertomeu Vallés · Abogado · ICALI nº 4643
buying propertyProperty Transfer Tax in Valencia Just Dropped to 9%: What It Means for You
The property transfer tax (ITP) in Alicante, Valencia and Castellon dropped from 10% to 9% for purchases completed from 1 June 2026. Above 1,000,000 euros the rate stays at 11%, and the date that decides your rate is the deed, not the deposit contract.
By Daniel Bertomeu Quiles · Asesor fiscal · AEDAF nº 06838 · APAFCV nº 3080
buying propertyReservation, Arras, Escritura: the Three Contracts When You Buy in Spain
Buying a house in Spain means signing a reservation contract, an arras deposit contract, usually a private purchase contract, and the notary deed. The arras is the one that can cost you tens of thousands if you sign the wrong version. Here is how the whole chain works, with real numbers.
By Juan Antonio Bertomeu Vallés · Abogado · ICALI nº 4643
buying propertyThe Two Spanish Property Tax Mistakes I Keep Seeing Foreign Owners Make
Spending less than 183 days in Spain does not automatically make you a non-resident: without a tax residency certificate, Spain can count your absences as time in Spain. And when you buy, transfer tax is charged on the valor de referencia if it is higher than your price. Daniel Bertomeu explains both mistakes and how to avoid them.
By Daniel Bertomeu Quiles · Asesor fiscal · AEDAF nº 06838 · APAFCV nº 3080
buying propertyWhy Foreign Buyers Keep Choosing Alicante (a View From the Ground)
Since June 2026, buying a resale home in the Valencia region is taxed at 9 percent instead of 10. Daniel Bertomeu explains the three tax changes that have made Alicante one of Spain's most attractive regions for foreign buyers: cheaper purchases, a 99 percent inheritance relief and a friendlier wealth tax.
By Daniel Bertomeu Quiles · Asesor fiscal · AEDAF nº 06838 · APAFCV nº 3080
buying propertyWhy Is Moraira So Expensive? An Honest Local Answer
Moraira is one of the most expensive towns on the Costa Blanca, and it is not an accident. Daniel Bertomeu, a tax advisor who grew up in the town, breaks down the 2026 price data area by area and explains the three reasons behind the numbers.
By Daniel Bertomeu Quiles · Asesor fiscal · AEDAF nº 06838 · APAFCV nº 3080
buying propertyBuying Property in Moraira in 2026: What a Local Lawyer Actually Tells Clients
The short, honest version of buying in Moraira in 2026: what a foreign buyer actually needs to know, the one habit that saves you money, the local Ley de Costas trap, and the taxes that changed this year.
By Juan Antonio Bertomeu Vallés · Abogado · ICALI nº 4643
buying propertyHow to Buy Property in Spain as a Non-Resident (2026 Costa Blanca Guide)
Yes, you can buy property in Spain as a non-resident. This is how it works in 2026. The NIE, the new 9 percent transfer tax on the Costa Blanca, and what you actually pay every year once you own it.
By Juan Antonio Bertomeu Vallés · Abogado · ICALI nº 4643
tourist licenceTourist Rental Licence in Valencia and Alicante (2026 Guide)
2026 changed a lot for tourist rentals: the Supreme Court killed the national NRUA and Valencia city brought in the toughest caps in Spain.: the Supreme Court killed the national NRUA and Valencia city brought in the toughest caps in Spain. This is what is actually real now for non-residents in Valencia and Alicante, from the 10-day rule to the tax that comes with it.
By Juan Antonio Bertomeu Vallés · Abogado · ICALI nº 4643